About

Helping Women Turn Possibility Into a Plan. 

When it comes to your financial future, the right partnership is everything. As a fee-based fiduciary financial planning and wealth management firm serving women across the Bay Area, and in over 40 states nationwide, we bring clarity and confidence to every financial decision—so you can take purposeful action, worry less, and fully enjoy the life you’ve built. At Girls Just Gotta Have Funds, we take the intimidation out of meeting with a financial advisor. Our team of dedicated female advisors takes a thoughtful, values-based approach to financial planning, investing, retirement planning, tax strategy, insurance protection, and stock compensation planning—helping you align your financial choices with your life goals in Walnut Creek, Danville, San Francisco, and beyond. Consider these questions as the first step toward a more confident financial future:

• Is my money invested the right way and positioned to grow? 
• What should I do with my former employer’s 401K plans? 
• Do I have too much money in company stock, RSUs, stock options, or ESPP?
• What would happen to me and my family if there was an unexpected health event?

Turn Your Career Success into Lasting Wealth 

Make smart, confident financial decisions around retirement, stock compensation, taxes, and long-term wealth planning. Whether you’re a rising executive, nearing retirement, navigating a divorce, or simply ready to feel more organized and intentional with your money — we specialize in helping high-achieving women build wealth with clarity. 

Financial Planning Designed for Chevron Employees 

Chevron compensation and retirement benefits can create incredible opportunities — but also complicated financial decisions. We help clients navigate: Chevron ESIP / 401(k) strategies Pension lump sum vs. annuity analysis Concentrated Chevron stock positions NUA (Net Unrealized Appreciation) opportunities Executive compensation and deferred comp Retirement income planning Tax-efficient investment strategies Retirement healthcare planning Divorce financial planning Widow planning and life transitions You worked hard for your success. Your financial plan should work just as hard for you. 

Why Women at Chevron Work With Us 

Many women tell us they want: 

• A trusted advisor who explains things clearly 
• A financial strategy that aligns with their real life 
• More confidence around investing and retirement 
• Tax-smart guidance, not just investment management 
• A partner who understands the emotional side of money decisions 
• We believe wealth planning should feel empowering — not intimidating.

Financial Planning for Kaiser Permanente Employees 

Kaiser employees often have unique retirement opportunities — and complex decisions to make. We help clients coordinate: Pension elections 403(b) and retirement savings strategies Supplemental retirement plans Retirement income planning Tax-efficient withdrawal strategies Social Security timing Healthcare and Medicare planning Deferred compensation plans Estate and legacy planning Divorce and widow financial planning

We Specialize In Helping: 

• Kaiser nurses 
• Kaiser physicians 
• Healthcare executives 
• Long-term Kaiser employees 
• Women nearing retirement 
• Divorced or widowed women 
• High-income professionals 
• Families preparing for retirement transitions

We can help! We invite you to schedule a complimentary consultation experience the difference of working with a fiduciary advisor who truly understands the financial lives of professional women. There’s no substitute for a woman who gets it!